Social Security Q & A

Question:

How do I know if I meet the eligibility requirements to get Social Security disability benefits?

Answer:

To qualify for Social Security disability benefits, you must have worked long enough in jobs covered by Social Security (usually 10 years). You must also have a medical condition that meets Social Security’s strict definition of disability. We consider an adult disabled under our rules if he or she has a medical condition, or combination of medical conditions, that are expected to last for at
least one year or result in death, and that prevent the performance of any type of work. If you think you may be eligible to receive disability benefits and would like to apply, find the online application at www.socialsecurity.gov/applyfordisability.

Question:

Can I refuse to give my Social Security number to a private business?

Answer:

Yes, you can refuse to disclose your Social Security number, and you should be careful about giving it out. But be aware, the person requesting your number can refuse services if you don’t give it. Businesses, banks, schools, private agencies, etc., are free to request someone’s number and use it for any purpose that doesn’t violate a federal or state law.

Question:

If I get Social Security disability benefits and I reach full retirement age, will I then receive retirement benefits?

Answer:

Social Security disability benefits automatically change to retirement benefits when disability beneficiaries reach full retirement age. In most cases, the payment amount does not change. The law does not allow a person to receive both retirement and disability benefits simultaneously on one earnings record.