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SS Q & A – Going Back To Work
Question: A few months after I started receiving my Social Security retirement benefit, my former employer offered to take me back. It’s a great offer. Can I withdraw my retirement claim and…
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Social Security Q & A – Coming Off Disability
Question: I have been collecting disability benefits for a few years, but I’m getting healthy enough to work again. Can I return to work while getting Social Security disability benefits? Answer: Yes,…
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Planning for Incapacity – Will Your Plan Work?
by Joyce Koria Hayes, Esquire What would you do in the case of a sudden incapacity, for instance caused by a stroke, car accident or illness? Who is available to help? Is…
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When Two Become One: Financial Planning for Life as a Single Woman
For most married women in the U.S., widowhood is inevitable. Women are four times more likely than men to outlive their spouse, according to 2012 U.S. Census Bureau data. And when they…
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Social Security Q & A – Military Benefits
Question: I served in the military, and I’ll receive a military pension when I retire. Will that affect my Social Security benefits? Answer: You can get both Social Security retirement benefits and…
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Start Planning Now to Outlive Your Savings Later
Remember the adage “Those who fail to plan, plan to fail”? One area in which you do NOT want to fail is planning for healthcare costs as you grow older. As you…
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Will My Disability Benefits Be Reduced?
Question: Will my disability benefits be reduced if I get workers’ compensation or other public disability benefits? Answer: If you get either workers’ compensation or public disability benefit payments, we may reduce…
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How Far In Advance Should I Apply For Social Security Retirement Benefits
Question: How far in advance should i apply for social security retirement benefits? Answer: You should apply three months before you want your benefits to start. Even if you aren’t ready to…
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Does Medicare Coverage Begin If I Retire At 62
Question: If I retire and start getting Social Security retirement benefits at age 62, will my Medicare coverage begin then too? Answer: No. Medicare benefits based on retirement do not begin until…
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As It Pertains To Disability, What Is Substantial Gainful Activity?
Question: As it pertains to Disability, what is substantial gainful activity? Answer: We use the term “substantial gainful activity,” or “SGA,” to describe a level of work activity and earnings. Work is…