Social Security Q&A: Benefits on Deceased Spouse’s Record
When a person who has worked and paid Social Security taxes dies, are benefits payable on that person’s record?
Social Security survivors benefits can be paid to:
- A widow or widower — unreduced benefits at full retirement age, or reduced benefits as early as age 60;
- A disabled widow or widower — as early as age 50;
- A widow or widower at any age if he or she takes care of the deceased’s child who is under age 16 or disabled, and receiving Social Security benefits;
- Unmarried children under 18, or up to age 19 if they are attending high school full time. Under certain circumstances, benefits can be paid to stepchildren, grandchildren or adopted children;
- Children at any age who were disabled before age 22 and remain disabled; and
- Dependent parents age 62 or older.
Even if you are divorced, you still may qualify for survivors benefits. For more information, go to www.socialsecurity.gov.
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